Joystick or Game remote
The solution would be in the take control mode to have a popup joystick or app become available for your phone that would allow control AFTER you enter your drivers license number so it can be verified by phone call with the subscription service, or you have to provide your dl number to have the subscription. Insurance still carried by the company though. Maybe a call to emrgency services if things really go wrong Onstar style. think thrustmaster flight stick on a hidden panel. Everybody knows how to use that these days.