Re: I'm all for online banking...
You can make EASY MONEY by switching and taking advantage of savings offers (bank tarting).
[http://www.moneysavingexpert.com/banking/compare-best-bank-accounts]
First Direct pay £100 to switch (and they are very chatty in the customer service department and their mobile app on iOS can use TouchID).
Co-op pay £150 to switch (I've had an account with them for 20+ years)
Halifax pay £100 to switch
M&S pay '£100 M&S gift card' to switch (if you need a new suit, shirts, ties, ladies underwear)
If you don't want to switch then why not open a new account somewhere put a couple of direct debits on it and then after a month or so switch that account to one of the above and make some money .. rinse and repeat.
Also works for credit cards .. cash back on purchases and 0% interest for over a year (hint: put the money you would have used to pay off the credit card each month in to a regular savings account and earn up to 6% [firstdirect], 5% [nationwide])
TSB pay 5% on up to £100/month in transactions using contactless or apple pay .. money for old rope ... you even get 5% on up to £2000 when in balance .. just pay in £500 per month (standing order it around from another bank and then back again).
Remember money makes money but only if you make it work for you and not for the Banks.
Biting the hand that feeds IT
