Re: The worth
I suspect that most criminals are more interested in disabling locks and tracking/security devices, although the warning on drive by 'assassination' is probably worthwhile emphasising. Kill a few politicians and/or major business leaders (while possibly welcome by the electorate) will be traumatic for the motor companies businesses. And proto-terrorists (who would gain a great deal by, for example, halting all cars of a particular make at rush hour over a city) could gain a lot - and may easily be imagined to have the intellectual know how to crack simple systems.
Insurance companies may have a broader interest than just individual malicious hacks and they have a great deal of clout - and quite possibly can move faster than government.