Re: Pointless and expensive technology
It's not much of an autonomous system if it waits until a collision is imminent before throwing its metaphorical hands in the air and deferring to the driver!
The point of autonomous vehicles is that they should react far more quickly and appropriately than humans to adverse events on the road, thus reducing the number and severity of crashes. Why would this result in insurance companies increasing premiums?
As for cost, the necessary hardware is commodity tech and the software development costs will be amortised over millions of units.