Re: Another way to look at it
'They got away with the crime for 15 years, probably made many millions out of it, and now only have to pay a piddling fine that amounts to only a few hours of income, with no other negative repercussions.'
A mistake, not a crime, perhaps a mistake that should have been detected earlier, but unexpected consequence of changes to systems are some of the hardest things to test effectively.
There is no evidence that they made any money from this at all.
Embarassing -yes, evidence of incompetence - maybe, criminal - no.