Re: p.s. I don't need home warranties, or "free" electricity.
What about penis pills? Refinancing? Russian brides? Canadian meds? DevOps?
They all go together as a bundle package. Usually.
If you get Number 3, you immediately need 2 and 1. Then, the moment 3 gets a green card she dumps you so you need 4. As far as 5 - that is scam providing the finance source for 1, 2, 3 and 4.