Re: It Bodes
"So you have a copy of your license on your smartphone, wow, except someone has nicked your phone and their mate who looks a bit like you is now flashing your ID when stopped by Police. That's going to come out well isn't it?"
The same smartphone that's probably full of malware, so not only is it sending off your 2FA codes for on-line banking to its new Russian masters, they've got a copy of one of your ID documents...
"Yes, Comerade Barclays, I am wanting £20,000 loan, £250,000 mortgage and £2,000 overdraft all at once".