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Met police commissioner: Fraud victims should not be refunded by banks

Kristian Walsh

Doesn't have the same meaning. "Encouragement" is a broader term, where "incentive" normally implies a financial encouragement.

"Disincentive" is also an acceptable word for discouragement that's achieved financially.

I don't particularly like the verbs formed from "incentive" or "disincentive", mainly because there are older, shorter back-formations of those nouns into verbs in the shape of "incent" and "disincent".

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