Re: The next step
Do that in the good old days and you'd find your insurance canceled when you needed it. Before the ACA Insurance companies used to scrutinize expensive claimants just to see if there was a way to wriggle out of the claim. The ACA prevents them from using medical histories to deny insurance but I wouldn't be surprised if there was some other fine print in there that acted as a loophole.
Biting the hand that feeds IT
