Re: Card is dumb?
Electronics and things like cards are great until they don't work then you NEED cash.
About once a year the Gits suffer from identity fraud. Luckily, the bank is onto it straight away and it doesn't cost us any money. Nevertheless, it's quite frustrating being without a card for a week.
Why only one credit account for the two of us? Because it's a condition of the special low rate of interest on our overdraft. Fuck knows why.