Re: Yeah.. No thanks
You would get the same reaction from a banker when he saw you took out a loan or did not pay your credit card in full at the end of the month, just as an example.
I doubt that you would get that loan or CC without having had to read and sign beforehand the T&C, which tends state the amount you need to pay back and such.
Farcebook has the rather annoying habit of changing their T&C to fit their latest info-grabbing venture. Such a change to a loan contract (except the contractually provided-for variations in interest rates) would lead to interesting.cn repercussions for the provider.