Pity the poor American banker
Having laboured for decades under laws that stopped banks from operating across State lines - and in some cases across county lines - the American banks finally clawed their way up to being National in scope sometime in the 90's. Finding of course, that the credit card landscape was a fractured mess. Visa and Mastercard were never more than clearing houses. Some credit cards were not affiliated with any bank at all.
So you can excuse them for not having the advantages of centralised planning and dictatorial governments.
Dabbsy can rest assured that NFC, or whatever you care to call it, is showing up in various outlets even as I write, and has been for a few years. Chip&Pin may have a short shelf life. We will see.
Biting the hand that feeds IT
