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PHONE me if you feel DIRTY: Yanks and 'Nadians wave bye-bye to magstripe

Malcolm Weir Silver badge

Mr D... you are sadly mistaken if you think us N'Americans have adopted chip-and-pin. The whole "remembering the pin" thing is apparently too complex for the average user, so all those chip-enabled cards actually implement "chip and signature", presumably so that thieves are not inconvenienced by the change, only those who try to create fake cards.

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