Skynet but not as we know it
Why does everything have to be wirelessly connected? Why do we constantly have to be "jacked in" 24 hours a day? Skynet won't be T2s coming down and wiping out humanity, we'll simply join every gadget we have to every other gadget on the planet and then slowly wipe each other out with disabled brakes, exploding laptops and all manner of other exploits in various gadgets!