Re: A solution for Richard G
That's easier said than done.
Purely based on a Qualys check, you'd pick Santander. Quite honestly, they would be the last bank I'd choose if security was a serious concern.
https://www.google.co.uk/#q=santander+paul+moore
You'll find several of my articles dotted about, on net-sec, ThreatPost, Softpedia etc.