Re: Banks are digital these days, right?
I'm all in favour for improved bank regulation.
However, if you are being charged a 2.75% foreign exchange fee for using your bank card abroad, it sounds like you've got a rubbish* [debit?] card. I can use my credit card in any shop abroad that accepts cards without any such fee (and without a hidden load on the exchange rate).
Granted, I wouldn't dream of using any credit card to withdraw money from an ATM anywhere in the world. If I need foreign cash, I shop around before leaving the country.
* While there are plenty of rubbish cards available, there are a few that are much, much better.
Biting the hand that feeds IT
