Isn't that what makes their products so intuitive to use?
Once you buy into the 'Apple' ecosystem you TRUST them to do it all for you. You'll never get a viral attack but you'll find your naked arse plastered all over the internet though. Unlimited number of password attempts to access iCloud? WTF! I'd rather use antivirus software and take my chances with a virus/worm attack on a Windows/Linux PC.