Re: Q from the US
"no home user really needs this kind of speed"...
I suppose it depends on ones definition of "need" but I recently bought and installed the new Wolfenstein game via Steam and that was a 40 or 50 gigabyte download - an inconceivable figure not so long ago. That wasn't too painful on our 40Mb connection but these things just keep getting bigger.
Weirdly enough we're on Virgin and I'm pretty sure our connection has been throttled to 40Mb - our peak download speeds were much faster when we got connected a year back.