No-one knows...
The correct and only answer to any question around Scottish independence is, "We don't know. Yet.". People seem to think that the referendum will be an end to proceedings. Far from it - a yes vote in the referendum will lead to 18 months to 2 years of discussion and negotiation. The actual date of independence (assuming a yes vote) is set for sometime in 2016.
So it's all a case of "What do we want?" "INDEPENDENCE!!" "When do we want it?" "IN TWO YEARS AFTER WE'VE FIGURED EVERYTHING OUT!!".
Huh. I'm not holding my breath.