Not that surprising...
If the people who allegedly did want to look out for your welfare ended up to be more interested in your paychecks as well. I mean seriously: what do you expect?
But I agree, the market is in dire straits (awesome song though). And some of it started when 'some people' started to market Linux, OpenBSD, FreeBSD as the #1 solutions for security. Install that and you'll be safe for life. Yet as we all know: it doesn't work that way.
Look: keeping yourself safe also implies to get an understanding of what is going on. And hardly any Internet user will do that. Why should they? Their internet provider themselves advertised how easy everything was, right?
Yeah, you heard that right. Who's fault is this? Well => the big bad companies I say. "go online with a click of your mouse", but of course if you click on the wrong section.. all hell breaks loose, but everyone knew that, right? Bzzzzt.
Of course said companies made sure to safe guard themselves. Such a fun world we live in....
"I'm the only one who gets you on the internet and I demand that you agree to my terms. Which are: all I do is good, you do not hold me accountable. You click on everything you want!"
<user clicks on phishing mail and loses 40k>
So what other options were there?