Re: upper-bracket millennials
I'll be 39 this year, I think that still makes me a millennial.
In fact, after talking to friends around my age, we came up with a more specific qualification rather than just age.
If you're from the UK, and you had to pay fees at university, then you're a millennial. (Fees came in to force in July 1998 fyi).
If you're older than that then you had a fundamentally different time at uni (you probably even got a grant), and if you're younger then you probably left uni with five figures of debt (3 x £9k).
But of course we can't afford houses because we're all eating avocado on toast right?