been a while
I think it's been close to 2 years since one of my CCs was last compromised. I use them at many places including hotels(usually best western or holiday inn), airlines, online(using BofA "shopsafe" virtual CCs). For a year or two it was getting nailed 2-3 times a year seemed like (with most of those being "shopsafe" compromises which doesn't matter to me because nobody else can use those numbers, but the BofA fraud system last I dealt with it anyway couldn't distinguish between a shopsafe compromise and a main card compromise, had to talk to a rep who would manually clear the fraud alert after verifying it was shopsafe).
Maybe just been lucky I don't know.. outside of a brief trip to europe Target is the only place I've been to that accepts the "chip" on my cards(that have no PIN), other places tell me their chip readers(the few that have them) don't work(yet). I like swipe still myself, much faster.