It is not the users or the human factor that you state that determines the results that you are getting....
It is your desire to use the tools that 95% of people in the planet use ..... Windows for example or Apple computers ..... billions of people toy and experiment with them every day and many of them to disrupt or destroy other peoples work or for profit .....
You are better off making your own operating system and your own tools ..... you can easily use UNIX or Linux to do your work and have less malware affecting you ....... or better yet you can order an ELBRUS computer and run Linux on it and be immune from malware.....
By using Windows or IOS you are setting yourself up to suffer like everyone else ..... and be dependent on the false protection of antivirus and IT services that might slow down attacks but eventually you will succumb to them ....