Are they saying it's ok to transfer $10K with a fingerprint that's been broken down to perhaps 5 key points?
Look, there's nothing inherently wrong with the uniquness of your actual fingerprint - as far as anyone knows, it's entirely properly unique. However, readers break it down to only a few key indicators to presumably save bit space, now it's not so unique.
And there's the minor point that you leave traces of all your fingerprints all day, every day, over your entire life, all over the place. Traces that have been verified to be duplicatable and usable on readers.
Here, as an example, guess which finger I'm holding up.