Android mortgage calculator
I've found 'Karl's Mortgage Calculator' to be a great mortgage tool for android. It's free but ad-supported with fairly unobtrusive banner ads. Does have lots of options though.
Greater individual control over personal finance is booming, with the British Bankers Association (BBA) reporting 5.7 million transactions a day are now made from smartphones. This is transformational stuff, but it’s not all about current account apps. Personal finance guru Jennifer Newton follows the money and finds the best …
MoneyDashboard - - I've been using it for a few months now (got cashback through Quidco to sign up for it!) - centralises all your accounts in one place and gives you pretty graphs about your actual financial state. As someone who obsessively spreadsheets my incomings and outgoings it's nice to have something that does that stuff nicely.
Just had a look at that. It seems like exactly what I want, except for one thing: You have to provide your online banking login details to it!
Sorry, but whatever they say about security bla bla bla, that's not happening. Nobody gets access to any of my login details for anything. Not only that, but handing my details over to them would give the bank a get-out on any fraud. It's a breach of T&Cs.
To be honest, I have thought for a long time that banks need to get a standardised reporting interface together. I believe they have one in Germany, and it can even be used to make bill payments etc.
.. also connects to your bank account(s), so the same problem with T&C I imagine.
Shame that Loan Calculator – What If is iOS only. It looked the best out of the lot to me.
Shame MSE doesn't do mobile apps for their website tools:
Minimum Repayments: http://www.moneysavingexpert.com/credit-cards/minimum-repayments-credit-card#calc
Loan Calculator: http://www.moneysavingexpert.com/loans/cheap-personal-loans#calc
It's always seemed odd, in this capitalist, dog-eat-dog arena of business competition, that all the prepaid cards insist on ridiculous fees. Why doesn't someone see the opportunity to simply live on the float from the time the company gets the cash to the time the cardowner spends it? All I want is to buy my morning coffee without everyone from my card company to my government (and probably everyone else's, too) knowing about it.
I wonder how long it'll be before retail stores quit accepting cash, and everyone knows about every pence you spend?
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