Really?
I monitor clients' websites for all sorts of e-vermin stuff. Only this afternoon there was a very well constructed phishing email purporting to be from HMRC.
I reported the scam to the ISP hosting the domain niteo.pl on 62.146.68.147 which is where all confidential CC details are to be submitted. So far they have indicated total disinterest.
I also went to the HMRC website to see where I could alert them them to a new phishing attempt in their name. Guess what ........ so here am I trying to help ........ pathetic.
Why do I / we bother?