Well Jeffy, your house was the exception.
For most people in 1986, a PC was not only a luxury, but without relevance to the average person. Game consoles were just beginning to sell in large numbers and the XT/AT PC as we know it today was just hitting the market. That was about all the digital anyone wanted or needed. Prior to that, a PC was a dedicated, proprietary box like a Commodore or Sinclair or Spectrum, etc.
Also, while BBSs existed, they were, again, just another luxury without relevance to the avg person, not to mention something only geeks and nerds even knew existed and how to use.
And, as another posted mentioned, the cost of both a PC and connecting to a BBS was prohibitive. No, it was outrageous.
So while PCs and communication connections for it to the outside world existed, it was neither prevalent nor relevant to the average person or the market.