From the states....
I've been using NFC on my phone with google wallet for a few weeks now... local stores finally upgraded and activated their payment stations to support it.
Likes:
I like that wallet hides my 'real' CC number.
I like I get an email when wallet processes a payment.
I like not having to fumble through my wallet for discount cards and credit cards at the stand. I never realized what a hassle it was until I started using my phone this way.
seems faster than the chip reader
Dislikes:
not turned on in enough places
Trying to decide if I want to leave NFC radio turned off when I'm not actually using it, or if the fact I only put a single payment option, that has extra protection against being defrauded on it is 'good enough'.
which means, in my mind, basic security is going to inhibit the designed goal of dumping all your money into google wallet, where it's actually at risk. Using the tool to keep things separate seems like a better way to take advantage of the convenience, while limiting my exposure. (I also don't keep cash in my wallet, stays in a different pocket. What can I say, I'm big on 'no single point of failure')