Online banking back up (for now...)
Have finally been able to login. Seems to be working, but for how long?...
Also, I wonder whether us Nat West customers will get a proper apology and explanation?
Brief Natwest's online, mobile and telephone banking services are having an unscheduled rest today, Saturday, November 5. At time of writing customers who try to log-in to their accounts are greeted with the following message: We're sorry our Digital, Mobile and Telephone Banking services are currently unavailable. We're …
yes but does it work paying via debit card as my current balance is 0.00 as off yesterday and normally! if this was updated i would have had a regular Saturday payment today! will this cause any further embarrassment trying to pay for something, and getting refused because nat west haven't updated the balance
my funs were due to clear today but my dd card was decalined at asda rang them up and was told no funds had cleared today but should clear when system is working in a few hours this was at 8 this morning was told 10 them 11 now sometime this afternoon i have bills that go out today and need money
It's strange that absolutely nobody mentions cash. Or having spare funds. You know, old fashion type stuff. Where you take care of your own hide, look ahead a little and don't rely to the extreme on what are, very convenient systems - I must admit.
Doesn't anybody keep some emergency cash in their house anymore? Banks are made of real stuff - you know, humans, bricks, machines. All that stuff which will fail from time to time - even if temporarily. A little bit of preparation, a bit of spare cash stored would not go amiss in situations like this. And yes, I've been burgled several times - and I still keep few emergency banknotes in the house.
Also, so many people mentioning 0.00 bank balances and waiting for their Saturday payment. Where is that buffer amount of money, just sitting in the account - just in case? Is everybody spending like there is no tomorrow - or relying on everything working perfectly every time - with no unforeseen circumstances? A bit of adjustment in life style maybe?
Civilisation has brought us a lot of very convenient stuff - but seems to be turning some humans into real cry babies - unable to take care of themselves and be prepared for a bit of reality.
I'll get my coat now. Sunday preaching over.
are unemployed, disabled or unwell. They may or may not be scrounging on benefits according to your position, but the reality is that many people have £0.00 balances (or less) and the timely payment makes the difference between their homes being warm or cold tonight.
I assume you have a rainy day fund by your post, but when nearly a quarter of people in this country are in fuel poverty (technically 10% of their income on heating) but with reality that the quantitative values on fuel poverty are that the top 20% of them are spending 50% on heating the cliched "Heat or Eat" comes to mind.
No doubt you are successful within your domain and warm this weekend but if like 82% of the UK workforce you have a one month notice on your contract, a mortgage and a car that you believe impresses you neighbours then just imagine how long your savings would last to maintain your current quality of life.
I would be interested to hear how you would "adjust your lifestyle" in such a predicament and how you respond to hitting the advance button on your heating and not having enough credit to keep your heating on.
So your closing statement is valid, get your coat, put it on and stop preaching.
I have a theory for you, there was an on-line campaign for people to mass move their cash out of the banks and into credit unions on the 5th. The system outage means that anyone that had any ideas of moving their cash from RBS/Natwest would have been unable to thus defusing a perceived potential bank run.
Whenever I read of a spokesman announcing that they are "working hard to..." I dump the statement in the same bin that I would use for "lessons will be learned..."
"Working hard" is a meaningless annoying statement. I'm sure the technicians dealing with the problem have decided to go home, put their feet up and deal with it on Monday - NOT.