So a pirate copy for most "third world" countries
Countries like the Philippines only have RESELLERS. There's no official apple stores. There's the "A Store" which is a reseller.
Most Filipinos don't have credit cards, yes - even those who own a mac. So they couldn't purchase online even if they wanted to.
So if they can't buy it at the store, the only solution is to download a pirate copy.
The chances are high that they'd just download a pirate copy anyway, but you're giving them an excuse when they have no other choice.