Trust the cloud
Vendor A Marketing : Cloud is good, put all your stuff here for free, let us make it 100% reliable etc etc..
Vendor B-Z Marketing : Me too ... mine is bigger than yours.and ours is looked after by little pixies that you can't see, they work 7x24x365
People listen and get taken in..Hey, its free, it must be OK, right ??
Then a few vendors go bust and your data vaporises
Then a few vendors get things wrong and accidentally delete your data.
Then a few try to move you to a subscription model.
Then a few cut the freebie level to half a dozen bytes on every other Tuesday.
So, where does that leave cloud - Monthly subscription and the risk that tomorrow its gone ?
No thanks - stick your clouds ! I've got spinning rust and its my fault if I don't manage it and its off-line / off-site backups properly.
I'm not buying any subscription models for anything - "money and old rope" and "cheap = nasty" seem to keep coming to mind.