Re: anymore money is just 1's and 0's on some bank's computer also
That is true, technically speaking.
And the recent washout the banks are responsible for doesn't help keep ideas straight on the matter either.
But in the end, there is one big difference : the 1s and 0s that define your bank account are managed by an institution that has two legal requirements - a) to manage your account with full accounting transparency and accountability and b) to grant you all access to your money unless a court says otherwise.
So the major difference between the bits managed by a bank and the bits (mis)managed by Gox is that you do have legal recourse against a bank and the bank is legally obliged to justify itself if it "loses" your money, whereas Gox is legally liable for not much and, not being a bank, doesn't have the same accountability requirement.
Plus there's the fact that the bits managed by your bank have a source that is way more based in reality than the ones "mined" by a graphics card.
So please do not give in to the Matrix conspiracy theorists that are foaming at the mouth around this issue. The failure of Gox has nothing to do with banks. Gox failed purely on grounds of incompetence and ignorance.
Banks, on the other hand, knew full what they were getting into, and were just playing the field until the other shoe dropped. Their only problem is that it dropped a bit too soon compared to their weekly forecasts.