Re: Watch out again.
"How many access web pages with pass words, check on their bank accounts, buy stuff?"
Email = App. Not accessed by browser
Bank Account = App. Not accessed by browser
Buy Stuff = I use an App. If there was a need to purchase via web page, I'd do this at home on my laptop. How often would you need to purchase via browser on your phone? Not often and when required, I wouldn't be using a phone to do this.
Remember the phone must be booby-trapped as well as a load of other ifs and buts.
For Apple users, they have Apple to vet apps etc.. For droid users, they just need to be a bit savvy and not download crap apps from untrusted sources. Don't allow "non-market" apps, unless you have an idea of what you’re actually doing.
It's scaremongering for the standard user. Even Apple have their security scares, though they perpetuate the myth of (i)OS(x) being impenetrable and free from attacks.