You have to admire them
They have identified a market. Think about it - say 10^8 phishing emails get sent out, 10^5 have some success, 10^3 have some real success - it's been a great deal of work. Whoever is doing this has identified a prime opportunity to use someone else's hard work and grab the dosh. And they don't deserve it anyway in any moral way.
Must be applauded (in some sense).