892 posts • joined Friday 5th March 2010 16:20 GMT
to buy shares in VPN providers.
you mispelled Capita
and left the "r" out. (Private Eye speak)
It will cost then Dear
that's dear with a capital "D".
Quite aside from the fact that no one in Britain would let them near running a fete stall, let alone their bank account, is the fact that they face a deluge of court cases for *consequential* losses. Not only from their customers, but people who were relying on them to transfer money in a contracted timescale. Each case will need to be decided on it's merits, which means NatWest need to defend each one individually. We've already heard of cases where house sales were affected - what if some of those sales were cancelled, due to the lack of funds transfer ? Everybody so far seems to think in terms of a few quids interest on late payments, or overdrafts. I'm thinking of cases which could run into tens of thousands. Enough incentive for both sides to take to court,
Who cares ?
Well, because it's a building society, it's only shareholders are *you*.
Given that Nationwide appear to have charted their way through the credit crunch with no fuss at all (possibly because they can't play fast and loose with *members* cash, unlike a bank) I would say it matters a great deal.
We moved to Nationwide after HBOS messed us around - can't fault them so far. Pleased we also have our mortgage with them.
Re: About time
Not sure if you are being uber-ironic, or trolling, but you may just have a point. The one point I could see, where MS might just be able to work it, is for Windows Mobile/8. After all, you go to an Apple store, and all you can buy is an iPhone/iPad.
Go to a Microsoft store, and you can choose from a variety of models and makes - as long as they run Windows.
I wonder how CPW et al feel about this ?
I would imagine it's just being sent to a bunch of miscellaneous harvested email addresses. With 16.9million accounts affected, you're bound to hit a few ....
Re: Problematic updates are normal?
I was channel hopping a few weeks ago, and hit UK Gold and an episode of Yes Minister, where a bank CEO wanted a few more storeys on his HQ building and had to go to the Department of Administrative Affairs to discuss it.
As he meets Sir Humphy, the "joke" is that the CEO of the bank hasn't the first clue about banking, and that Sir Humphy is lined up for a nice non-executive directorship with the bank when he retires.
Can you guess when that episode was written:
Closing your bank account ....
may I respectfully suggest a better way to vent your ire, is not to close your bank account, but to simply open another, and reduce the balance in your NatWest account to (say) £1.01. Make sure you are signed up for monthly statements. By post.
I did this 16 years ago when Barclays ****ed me off. Every month I get a statement. Last year they almost twigged that the account may be dormant - I got a warning letter. So I shifted £5.00 in, and then a day later £5.00 out.
Just make sure there's no overdraft availale on the account.
Re: Dealing with offshore (Indian/Pakistani) devs is an art from in itself
When I started managing an offshore team, they were pretty much working on retainer. Mysteriously code never worked first time, things weren't tested, etc etc. It should have been apparent to anyone that we were paying for their incomptence.
First think I insisted on, was that they set up a test server (we were dealing in a web app) their end, that I could test *before* they checked it in. Much squealing over that one (in the end I just said if you can't set a simple server up, how can you be expected to be any good at coding).
Then we started using a workflow system for all communications, rather than ad hoc emails. This let us label a fix/change and track it's progress.
Thirdly, we switched to a T&M model, where *we* suggested the initial timeframe. They were free to discuss it with us - maybe we'd revise upwards if they could show why they needed more time. Otherwise, they got paid for the quoted time - regardless of how long they actually spent. I tweaked the workflow to have 2 timescales - worked time, and due time.
Once we got to that state, things were workable. However, despite the firm showering me with the cv's of their team (was there *anything* they hadn't got an MSCE in ?) I would still have to value one good UK contractor=4 offshore devs. And the firm still needed me to liaise. I dread to think how things would have gone if a BA, or worse still, customer, had to deal with them.
Having dealt with an MS employee based in India, whose English was impeccable, I think it's pretty obvious how things are. IBM had first pick. MS had second. Other big name firms third. And *then* your team got formed. So you're stuck with the developers who weren't good enough for the first 3 cuts.
The other problem people have correctly identified is churn. As soon as a dev gets some experience in your team, they'll up and off. My current employer has a 25 man team in India, who have been with the firm for 5 years now, with no one leaving. However, they are paid a *lot* more than they were 5 years ago. Couple things like that with falling UK wages, and outsourcing really doesn't have the same shine it did 10 years ago. It's a shame no one suggested that could happen 10 years ago - oh hang on, we did. But who listens to techies ?
Re: Well I'm closing my accounts at RBS.
Go for Nationwide:
1) It can't play casino games with your money
2) It doesn't worry about shareholders
3) It hasn't had a penny of government cash
Is it just me who thinks if we had lost fewer building societies, we might not be quite as deep in this mess as we are ?
Could be awesome in 3d ...
Back in 1990, I was able to go to see "La Geode" in Paris ... its a hemispherical IMAX cinema. I was lucky enough to see a 3d film of atoms not only whizzing up to you, but then, thanks to the screen wrapping around you, *past* you. Quite a weird experience to see something appear between you and the person next to you ......
Oh, the irony
Tory MP has slow website.
A little microcosm of why the UK is where it is today
So, a technical glitch is found with a website, requiring analysis and comment by a technical expert, but instead we have a floor-crossing politician being quoted as the answer ?
How many people, on being rushed to A&E would be happy to see Andrew Lansley scubbed up saying "there is no problem" ?
How about next time the reg needs a political analysis, it asks googles server team ?
Just a thought ...
it's all very well gloating over how much RBS/NatWest will have to pay out over this. But we all know where the money is coming from eventually ....
So serious they are opening on Sundays
The problem is (as I have stated before) is they will have to field legions of claims where their snafu has cost people money. There was a story on the BBC of a guy who hadn't recieved his wages, and couldn't afford to pay for a headstone for his stillborn daughter. I wish them the best of luck trying to argue that down in the "court of public opinion"(c)
(c)Harriert Harman 2009.
Are you really that thick ?
suppose a business has been unable to access it's account, and pay a supplier, and as a result they go bankrupt ?
Supposing, thanks to their incompetence, I am unable to pay for my cars service, and therefore can't get to a business meeting ?
As I said, T&Cs can be used to protect you from consequential losses, in reasonable circumstances. A 4 day, unplanned, unannounced outage is not reasonable in my book, not I suspect would the high court find so either.
I am taking your comment at face value. I apologise if you were being ironic.
Re: Why bother ?
Ah the old "why would you *want* to ?" school of hiding your products deficiencies. On that basis, why have any functionality in anything ?
I had a contact in my windows phone I wanted to share with my wife (android phone). So I started going into the contacts menu, and pretty soon discovered there was no "Send to" menu, let alone "Send to using bluetooth".
Seriously. NO ****ING way to send a contact from one phone to another. Not by text. Not by Bluetooth.
I can call that contact. I can email them. But can I send them as a vcard. No. And because my wife is partially sighted, I had to get her phone, and mine, and transfer the number stone-age style.
That alone - quite apart from anything else going on with Windows Phone - should have told people all they need to know.
Wait till the lawsuits start
whilst an hour or two outage would be dismissed by the courts as "reasonable" within the banks T&Cs (which will try to remove any liability from the bank for any loss due to it's actions), I suspect a 4 day outage would be considered unreasonable, and consequential losses *will* be awarded.
Just the thought of the hundreds of claims through the courts, and having to argue each one on merit should keep the lawyers on the toilets for the next decade.
Once the final liablity has been costed, I wonder it IT staff will seem quite so expendable on a risk/return assesment. We need a bewigged icon with the caption "wait till the lawyers get there"
Re: Why bother ?
How about a new doozie I just discovered today:
You can't *remove* the wallpaper from Windows Phone7, once it's been set. You can change it, but not go back to the "no wallpaper" state the phone started with.
Mrs Thatcher was not "happy" to let the Libyans go. She was incandescant with rage. The government of the day took very detailed and exact legal guidance on the matter, and were advised that since the occupants of the embassy had been accepted as diplomats by the UK, then it would require the Libyan government to remove that status, if anything could be done. Any attempt to arrest or bring them to trial would have been frustrated by the courts, as the UK is a signatory of the Vienna convention.
Libya chose not to revoke the diplomatic status, so the UK was left with no alternative to expel them.
I was in the presence of a senior met officer at the time of the shooting. His radio went off, and he excused himself (he was part of the armed response team). Chatting to him sometime after, he said that the Met would never forget, and if the situation ever changed they would seek to get those responsible before a UK court. The fact that (with him since retired) some met officers went out to Libya last year, with the sole purpose of advancing the investigation - 25 years on.
Surely time to remind reg readers of
this absolute classic. And for newer readers to have a laugh ...
"Congratualtions, you have just invented Twitter"
I wonder if this gets downvoted ...
Has the US actually shown any signs of wanting to extradite Assange. You know, like filing papers, or preparing a case.
I think Assanges nightmare, is being extradited to Sweden and ignored by the US ... for the second time in a day I have cause to think of Oscar Wilde's observation about the only thing worse than being talked about.
Re: Can we knight the Shat ?
Thank you, for my interesting fact of the day. I was starting to wonder about honoured Canadians.
Anyway, honour or not, William Shatner is legend ... check out Henry Rollins tales of jamming with the Shat.
Can we knight the Shat ?
IMHO this line is almost Wildean ...
"In any event," he continued, "my apologies for having singled out Ilfracombe as a potential haven for prostitution. With you overseeing, I am sure that will not happen."
No one has mentioned
that under the extradition terms between Sweden and the UK, Assange could not be subsequently extradited to the US without the UKs permission.
Now whether we give it or not would be another matter. But it's not *that* simple.
I'm genuinely curious as to why people imagine the US has some raging hard-on to have Assange sully their legal system anyway. If they really did, why haven't they already applied to extadite him from the UK ? After all, it's not like we'd say no to that either.
I really can't see this ever taking off.
The chances that a practicing catholic FBer has their picture splashed across an advert for Trojan, or Mates is too high.
in this case, I would say the young lady in question has just demonstarted a gold-plated reason why phones and cameras *should* be allowed in school. She's made a cracking job of using all the tools available to her (which back in 1975, at her age, weren't even dreamt of) to engage with the world in a mature, considered way. Her parents should be rightly proud. Whilst it would be a bit cheesy (unlike the dinners) I hope she gets a chance to stand alongside some photo-seeking politicians, so we can see a glimmer of hope for the future.
£10 duly donated.
Which *should* raise more questions
If the ban has been rescinded, then why was it there in the first place ? Or more precisely. Why was there no ban. Then a ban. Then no ban.
Oh well, busts the theory
that this was a cunning ploy by Argyll & Bute to sell themselves. They are certainly making an impression, but I don't think it's what they intended.
We had those in the 70s
the way I read it, the teacher was accusing the OP of damaging the cable, *because* there were pins missing.
Ah, the old old "lets throw petrol on the fire"
method of firefighting.
(ii) Tor users will end up as suspects and subject to other kinds of surveillance.
Well, you'd think. Problem is, thanks to other measures, you are going to have a *lot* of people using VPN/TOR type solutions to remain anonymous. If 1 in a 1000 was using it, then HMG might have just gotten away with a tactic of trying to prosecute by insinuation ... "Only bad people use that sort of technology, therefore the person we are prosecuting is bad". Bit like the way whenever a terrorist "suspect" is arrested, they always seem to find "indecent images" on their computer..
But when the number rises to say, 1 in 10, it's a much harder sell. Statistically, that would mean at least one juror would be using TOR/VPNs.
When you are looking for a needle in a haystack, it's probably not such a good idea to call your neighbours, and ask them to add their haystacks to yours.
Bear in mind "indecent" has no meaning at all. Got a cute pic of your baby, in nappies. It's "indecent".
Make hi tech unusable ...
and the bad guys will go low-tech. So while MIx are sitting at their little terminals, congratulating themselves on having secured the internet, they completely miss the terrorist cells who hand-deliver their communications.
Al-Quaeda stay well under the tech radar by faxing each other. And unsportingly, they do it in handwritten arabic. Not sure what the current backlog at the NSA is, but unless a lot more people have learned arabic in the US, it'll be days at least.
Re: What is an ISP?
just a guess, but I suspect they will deliberately leave the definition of ISP as vague as possible. But you raise a very valid point. How about people (like me) who have been known to run their own email servers ? I had cause to do this for a few months to help out an old employer.
I would imagine that anyone with anything to hide is already running their own servers anyway. Of course *where* those servers are could be problem. Because if I had anything to hide, I wouldn't be stupid enough to keep my server in the UK. That said, I might keep *a* server in the UK. As part of my project on looking for ET, I regularly fill up 1TB drives with recordings of the background noise of the universe. It looks suspiciously like it's encrypted too. ...
Worth restating ...
the underlying problem here, is a legal system which substitutes patents for copyright.
Bring it on ....
they will drown in data. Anyone recall the "Yes Minister" episode where Teresa May insisted on knowing *everything* happening in the department of adminstrative affairs ? That evening she hadd to take home 5 full red boxes, the next day, a seperate car was needed.
Clearly, no one has explained to the powers that be, the concept of "signal to noise".
Am I alone in struggling to picture a data centre with the power to *usefully* hold and query this data. Bearing in mind when I worked for a smallish company a few years ago, the data warehouse had already hit about 4TB, and cubes had to be built overnight. Even then we were approaching a point where the machine took 3 hours to start up.
Add to that the fact that most, if not all, of the data the goverment really is looking for will be lost in layers of encrypted traffic that has been sent over a VPN ...
When this story first aired
I commented that the proliferation of smartphones, tablets along with the powerful combination of the FOSS community will jepardise *any* product which can be boiled down to something whose functionality could be replicated by them. There are quite a few patented devices which are essentially ruggedized smartphones.
In a way, I'm pleased this is a story, because it highlights how companies gouge people with disablities, because they think "the NHS will pay" (in the UK) or "the insurance company will pay" US. Check out the price of adaptations and aids, if you don't believe me.
Re: FOSS to the rescue?
you need to check out the Google voice app ... comes with a massive langauge library ...
I hope this backfires on Premtke - and Apple
I almost bought an iPad, just so I could boycott it ....
Software patents are ludicrous anyway, but using them to prop up fleecing the less-abled is stomach churning.
However, a quick look through the Android store shows quite a few free TTS apps, so hopefully people know what do do.
I don't want to go all hippy, but my wife has MS and impaired vision, and the number of FOSS apps available for her Wildfire is humbling - there are a lot of people out there who are starting to make real quality of life improvements.
Once again, how does this square with the PATRIOT Act ?
Which requires US companies to surrender data to the US government wherever it's housed in the world, and which can require a US company to shut a data centre down with no notice.
Or did I miss something ?
Re: Will Facebook take any notice
you bet they are - more so, now they have "investors". The only way Facebook can actually return a profit to those investors is to encourage more people to sign up, and those that are signed up to use it more than they do.
Anything which jepordises that will have to be fixed - pronto.
Which makes me curious as to why the lady in question seemed to hit a brick wall originally. I suspect she must have made here complaints to the equivalent of the call centre, who didn't appreciate the importance of her claims.
Now it's an above-the-fold story, I suspect FB are going to work very hard to make it go away as quickly as possible.
Not home and dry though
If all she gets is a list of IP addresses connected to individual postings, then there is still the problem of proving *beyond reasonable doubt* that the individual charged is the actual author of the note, this being a criminal prosecution.