Re: If you
>Why would you have no insurance though?
You lost your job, you changed job and the new scheme doesn't kick in for 6months, you started working for yourself, your new employer's insurance won't cover you because you had a cold as a child so everything that involves breathing is a pre-existing condition.
Or just paperwork, you become unemployed and file form xyz123 for free coverage but you have to pay the first month's premium of $N000 dollars and will be refunded - but you pay it late and so have no coverage for that 6month billing period but you don't know this.
Or you just see a doctor that was in your insurance scheme when the list was published but has since dropped out and you get a $20,000 bill - it's your responsibility to check that every medical professional you see during your treatment is a member of your specific insurance plan.