Re: Expensive housing
Building codes are what keeps housing expensive. Wanting to keep SF looking like a victorian fishing town while having a million people live in it is the problem.
Vancouver has a similar problem (and >$1M average house prices) but it also has a policy of building condo towers along public transit lines rather than pushing all the problems out to the suburbs.
If you want a beach side 5bed house you have to pay for the scarcity of beach side land but if you want a one bed apartment in walking distance to work you can have that for a lot less.