Remember though in small town America the local council is directly elected as individuals - not just a block of lib-dems or labour depending on which lot in Westminster you are currently mad at.
So the local council is often stacked with local business owners (who else can afford to run and take an unpaid post).
Our little town almost bankrupted itself 10years ago by buying a bunch of land to develop houses on. The sale of the houses would pay for the roads, water, sewage etc that it had to build first - it completed the empty lots in 2008 just into the housing crash.
Now a block of local property developers got elected and not wanting any competition to their existing market - the lots are still empty, we are paying for the infrastructure, we are paying for the loans, and we still have a shortage of housing.