I can buy used albums for $5, I can get most of the 60s/70s/80s classic albums for $5 or 3/$20 on sale somewhere.
For this I get an album of songs. I get full quality that I can re-rip on the next device.
I get files that I can keep even if I don't keep up my account at xyz services or if xyz get bought by xyz2 and change the terms.
Of course I am an old fart who doesn't know who won X factor so what do I know