4 posts • joined 25 Oct 2009
Having played a bit of ESO, it turns out I never wanted a MASSIVELY Multiplayer Online Skyrim. I just wanted a Multiplayer Skyrim.
I do pay £1 or more to take cash out of an ATM, unless I walk well out of my way to a free one.
If I want to pay cash or cheques into my Barclays business account then the bank will charge me 1.5%, on top of my costs of securely transporting any cash to the bank.
If I want to take credit card payments online then between the payment gateway and the credit card company I'll be paying about 1.5-3% + 20p per transaction.
All of these payments - including cash, which is largely perceived to be "free" - have frictional costs from the business's point of view, and we seem to cope with that ok.
If VISA can charge 2% for providing the infrastructure that makes credit card payments possible - servers and security and communications and so on - then why can't the government charge for making currency possible - the rule of law, the royal mint, trust in the pound as a medium of exchange?
When the government pays fines, who does it pay them to?
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