1- Phone out pocket
2 - Phone against card reader
3 - Phone back into pocket
1 - Wallet out of pocket
2 - Contactless card out of wallet
3 - Contactless card against card reader
4 - Contactless card back into wallet
5 - Wallet back into pocket
So I make that a 40% reduction in terms of the number of steps needed to pay, and a slight bump in security too. What's not to like?
And before someone suggests leaving my intended payment card in my wallet and holding my wallet to the reader, I am not the only person with more than one card in my wallet.