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* Posts by jonathanb

1922 posts • joined 14 Aug 2009

Dungeons & Dragons relaunches with 'freemium' version 5.0

jonathanb
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Re: Or use Calibre

If the pdf was designed for A6 sized paper, it will be fine. If it was designed for anything bigger than that, then it might not be fine.

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BT: Whew, we've been cleared of major privacy breach. Oh SNAP, another webmail blunder

jonathanb
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A small minority of customers use BT's email rather than a third party service, so it is probably true.

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Microsoft takes on Chromebook with low-cost Windows laptops

jonathanb
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I believe "Windows 8.1 with Bing" is Windows RT with a slightly less annoying UI and a few other bug fixes.

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'The writing is TOO SMALL': MPs row over Parliamentary move to Office 365

jonathanb
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Re: Really?

It's not free anyway. Google Apps is £33 per user per year, Office 365 is £39.60 per user per year. Both are of course the list price, and government discounts will be available.

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Presto! After Supreme Court loss, Aereo says it's a cable company now

jonathanb
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Re: tvcatchup.com?

TV Catchup has been to court. A lot of the channels have gone. Those that remain are the ones that the law requires them to be allowed to run - all the BBC channels + ITV 1/STV/UTV, Channel 4 and Channel 5, plus a few where the channel owner has agreed to allow them to run it.

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BT slapped down by BSkyB over O2 broadband 'switch off' porkies

jonathanb
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Maybe I was lucky

When my O2 service switched over to Sky, the only things I noticed were:

I had a new static IP. They told me what it was in advance. So I had to change my DNS records, and opt out of the Spamhuas PBL again.

My bill is now £2.50 per month cheaper.

Apart from that, everything is working fine, at much the same speed as before.

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New Bluetooth tech lets you control 4 BILLION lightbulbs at once

jonathanb
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Re: I dont kwow why

They have, but most people find it easier to locate a light switch that is always on the same place on their wall than it is to locate a remote control, especially if it is dark.

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jonathanb
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Re: Stuff this..

I have some 50W MR11 halogens which produce 680 lumens. The brightest LEDs I can find produce about half the number of lumens.

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Euro banks warned off Bitcoin as Canada regulates it

jonathanb
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Re: I'm not surprised

Paypal is registered with the Commission de Surveillance du Secteur Financier in Luxembourg as an electronic money issuer, it keeps customer funds in a segregated bank account and meets the capital adequacy requirements. A lot of people think those regulations don't go far enough in protecting consumers, but it is better than having no protection at all.

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Google de-listing of BBC article 'broke UK and Euro public interest laws' - So WHY do it?

jonathanb
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Re: not illegal

That is different. Google do have editorial discretion when deciding which links they consider to be the most relevant for any given search term, and choosing high quality websites that don't have keyword stuffing in hidden text is perfectly acceptable.

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London officials won't take Uber to court – because cabbies are suing the drivers anyway

jonathanb
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Re: Private Hire Meters..?

This is about a rule that is specific to London. There may be other cities apart from London that ban private hire vehicles from having meters, but in most other places, they are allowed.

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jonathanb
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Re: Insurance?

They are registered as a private hire service, and the drivers are registered as private hire vehicles. Other private hire services give you a quote for the journey before the vehicle is sent to you, which may be based on distance, traffic conditions etc, and if you accept that quote, that is what you pay, regardless of what happens on the road afterwards.

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Microsoft compliance police to NHS: We want your money

jonathanb
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Re: What is wrong with getting software from someone else?

How many people use Word Macros? It is mostly used for relatively straightforward letters and reports. Reports might be worked on by several people, and track changes is useful for that, but I've never seen macros used in the wild.

Excel is different, people frequently misuse macros there, though I've yet to see a problem for which Excel macros were the correct answer.

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jonathanb
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Re: Time to say you're looking at those RedHat/SUSE/Ubuntu install DVDs?

The NHS is the 4th largest employer in the world, and if you look at the ones that are bigger, People's Liberation Army, Indian Railways and Walmart, the NHS probably has a higher proportion of staff with desks and computers. Therefore they are likely to be Microsoft's biggest account.

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Maplin Electronics sold for £85m to Rutland Partners

jonathanb
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Re: How the sale went down

The staff in my local Maplin are really helpful and know their stuff, and as far as I'm aware, they don't even offer extended warranties.

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Google adds 'data protection' WARNING to Euro search results

jonathanb
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Re: What adwords

I searched for "car rental" on google.co.uk and google.com

google.co.uk gave me lots of local results for car rental places in my town, google.com did not. However the adwords links for both looked pretty much the same, for various uk based national car rental places and price comparison services.

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Microsoft is still touting Android smartphones – meet the new Nokia X2

jonathanb
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Re: Target Market ?

India and Pakistan are two of the launch markets.

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Google starts selling Glass to Brits – for £1,000 a pop

This post has been deleted by a moderator

#YO_NO! Messaging app 'Yo' gets hit by hackers

jonathanb
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Re: Something smells rotten here...

And what benefits does having an office in San Francisco bring to this company vs having an office in for example Bangalore?

Obviously San Francisco attracts the best programmers in the world, including the best from India, and that is of benefit to companies with more demanding tech requirements, but not for this company.

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Silent, spacious and... well, insipid: Citroën's electric C-Zero car

jonathanb
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Re: Electric cars just aren't there yet.

A lot of people don't realise that electric cars were around before diesel and petrol cars were invented. They were at their most popular when they were competing with steam and horse powered vehicles.

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Today's get-rich-quick scheme: Build your own bank

jonathanb
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Re: Slight snag.

No they don't. A lot of people don't understand fractional reserve, and make this mistake.

To make the numbers easy, lets assume the fractional reserve percentage is 10%. In reality it is more like 6%. Lets also assume for simplicity that I am the only person that deposits money in the bank, there is only one borrower, and that borrower uses all the money to buy stuff from me.

I deposit £1000 in a bank. The bank retains £100 of that as a reserve and lends out £900.

The borrower comes into the bank for the £900 loan. The debit is the £900 loan. The credit is the £900 of my cash that is handed to the borrower over the counter.

The borrower then buys some stuff from me for £900. I deposit that £900 in my bank account. My account now has a balance of £1900. The bank retains £90 of that as a reserve, total reserve £190. They lend out £810.

Repeat this process many times over. I now have £10,000 in my bank account. The bank has £1000 in reserve, all of my original cash. The borrower owes the bank £9000.

Lets now add a small complication and assume the borrower doesn't withdraw the money as cash. Instead he opens an account with the bank and has the borrowed money transferred into it.

For the initial £900 loan, the debit is still the loan. Now the credit is to put the money into the borrower's bank account, instead of handing over the cash. The borrower pays for my stuff by bank transfer so the credit is transferred from the borrower's bank account to mine. The end result is the same as for a cash transaction.

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jonathanb
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Re: Priced out

Living in the UK, I don't have to pay for cheque blanks to be printed, but then, I can't actually remember when I last wrote a cheque. Very few people accept them as a form of payment these days.

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jonathanb
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Re: fractional reserve banking

Fractional reserve banking works because I only actually withdraw about 5% of the money I receive. The rest is paid to people in the form of bank transfers or card payments (another form of bank transfer), so while it may move from one bank to another, it never actually leaves the system, and for an individual bank, my transfers out will be matched by customers of other banks transferring money in.

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jonathanb
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Re: @Chris Miller

No, fractional reserve means that your reserves are a fraction of your deposits. So for example if the fractional reserve percentage is a typical 6%, you could lend out about 94% of your deposits. The exact reserve percentage depends on the type of deposits you receive and the type of loans you make. The credit multiplier effect comes from people depositing borrowed money back into the banking system, possibly in the same bank.

What this article describes is essentially what Paypal does already. Paypal doesn't lend out money, all of their customer funds are deposited in a bank account, though it isn't necessarily at the Luxembourg Central Bank. They have some advantages for transactions involving small amounts of money, but nobody deposits their entire salary in there, and businesses that receive all their money from customers via Paypal tend to transfer the bulk of it out to a bank account elsewhere.

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Tor is '90 per cent of the net' claims City of London Police Commish – and he's dead wrong

jonathanb
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Re: More likely - 90% of TOR traffic is P2P

No, Bittorrent for example is way bigger than TOR. You might for example use TOR to find where a bittorrent tracker is located, but that is very little data compared to the traffic you generate once you find it.

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jonathanb
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That is not going to happen. There are only three clauses of Magna Carta that haven't been repealed. The one that guarantees independence to the City of London, the one that guarantees trial by jury and the one that guarantees the freedom of the Church of England.

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jonathanb
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Re: Maybe...

Most of the financial sector these days is Canary Wharf (Tower Hamlets), and Mayfair (Westminster). Both are within the Met's patch rather than the City of London Police area.

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Assange™ makes fresh bid for FREEDOM from Scotland Yard's 'physical encirclement'

jonathanb
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Re: Maybe he could get out by

The Equadorian Embassy is within an apartment building. They don't actually own the land, just the internal non-structural walls and the area inside them.

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Internet of Things fridges? Pfft. So how does my milk carton know when it's empty?

jonathanb
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Re: Well... let's see...

There is also the fact that if I'm going on holiday, I run down my stocks of perishable stuff before I go, and leave the fridge mostly empty, so I don't return to a fridge full of rotting food.

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Apple: REIGN OF FIRE coming to Europe courtesy of old iPhone chargers

jonathanb
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Re: Hurrah, the UK is safe...

I have one of the aforementioned 2 pin Europlug chargers. I bought it in France and take it on my travels abroad as it takes up a lot less room than a 3 pin british model + travel adapter.

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'Hashtag' added to the OED – but # isn't a hash, pound, nor number sign

jonathanb
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Re: Pound sign

It is called Sterling because it was originally one tower pound (approx 350g) of Sterling Silver pennies. Sterling Silver is an alloy of 92.5% silver and 7.5% copper. 240 silver pennies made of that alloy weighed one tower pound. most of the other currencies , eg Dollar/Peso, Rupee, Shekel were also originally weights of silver.

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London commuter hell will soon include 'one card to rule them all'

jonathanb
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Re: Is this a belated April 1st item?

There are pre-paid credit cards around. I don't know if any of them are NFC enabled, but there is nothing to stop TFL issuing a pre-paid Visa or Mastercard with pay-by-bonk facilities.

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jonathanb
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There is a Bramble Card for the Glasgow Subway, but that is only one circle line with 15 stations.

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Apple is KILLING OFF BONKING, cries mobe research dude

jonathanb
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Re: Beware of Card-Clash

They are currently testing a new system that will allow you to pay for your tube journey by Visa in the same way that you pay by Oyster at present. It is already live on the buses. If the barrier sees two valid cards, it doesn't know which one to take the money from.

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jonathanb
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Re: @Bill B

The problem isn't the extra 0.8 seconds it takes to process my transaction, it is 0.8 seconds multiplied by all the people in the queue in front of me.

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EU probe into Apple's taxes: It's NOT to do with double-Dutch-Irish anything sandwiches

jonathanb
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Re: " ... the Double Dutch and so on is available to all"

If you are doing the actual work in the UK, the Lux company will need to subcontract the work to a UK based service company, otherwise the Lux company will be trading in the UK and have to pay UK tax.

You then need to justify the price that the UK service company charges the Lux company.

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jonathanb
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Re: There'll never be a good solution for tax shenanigans.

I am an auditor. You are not allowed to charge predicted future expenditure to provisions in the current year, but that doesn't stop you having a dividend policy that takes these things into account. You do have to pay the tax though.

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jonathanb
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Re: So is this similar to what Starbucks do?

Apple Ireland sells iDevices to Apple Retail UK, as well as to the likes of Dixons, Carphone Warehouse and the mobile networks. The wholesale price that it sells stuff to Dixons et al is the market price, and that is the price it should charge Apple Retail.

Starbucks doesn't sell its coffee beans to anyone other than its own retail stores, so it is more difficult to establish a market price.

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Everyone can and should learn to code? RUBBISH, says Torvalds

jonathanb
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Re: Depends what you mean by 'code'

A piano score usually has two sets of 5 lines. With the spaces in between the lines and above/below, that allows for 22 of the keys, all of them "white" keys. Keys are in the ratio 5/12 black, 7/12 white. There are modifier symbols for using the "black" keys in between the white ones - ♯ for the black key to the right of a white key, ♭ for the black key to the left of a white key. You can also add extra lines above and below the 5 main lines for the keys outside that range.

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NeoPost: This is how you DON'T do PIN security

jonathanb
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We do practically everything by email now. I've only sent one dead-tree letter in the last three months, and sticking a stamp on it was probably easier than remembering how to use a franking machine that has been sitting idle for ages.

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jonathanb
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Re: Why?

Yes, it is called "SmartStamp", however they are not currently accepting new customers.

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Women found just TWO out of every HUNDRED US tech startups

jonathanb
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How many women vs men start up in other business fields, such as fashion designing? That gives you an idea about whether or not the problem is with access to finance, or whether there is just a lack of suitably qualified women.

I've only ever seen one pair of women try to set up a technology business. They thought that a 10 week course in Frontpage Express at their local community college would equip them with the skills required to set up an internet business (back in 2000 when everyone was trying to get in on the dot.com boom). They weren't successful.

Having said that, around the same time, jellyworks.com plc (run by a couple of men) raised a huge amount of money on the stock market when they didn't even have a website and nothing more than some back-of-an-envelope plans to create one that didn't come to anything.

[There is a website at that domain today, but the domain is now in new ownership, and has nothing at all to do with Ed Gunian or Jonathan Rowland who floated the original jellyworks.com company.]

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Plugging the gaps in today's Macs: Elgato Thunderbolt Dock

jonathanb
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Re: Hmm

If dual monitor support is the only thing you want, a €15 adapter will do the job.

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Google to plonk tentacles on 'unwired' world with $1bn launch of 180-satellite fleet

jonathanb
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Re: The poor is where the money is

And will they have any electricity to power the devices required to connect to?

The poorest country in the world is The Democratic Republic of the Congo. In 2012, there were 19.5m mobile phones for a population of 77.4m, which means that about 25% of the population has a mobile phone. Probably several members of the same family share a mobile phone, so the percentage of the population that has access to a phone will be higher than that, and the percentage of the population that has access to a phone signal will be higher still.

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London officials declare cabbie-bothering Uber is legal – for now

jonathanb
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This has been answered below, probably after you posted this. The rules on private hire cars not being allowed meters apply only to London.

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A budget phablet, what a curious thing: Reg puts claws to the Lumia 1320

jonathanb
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London a phablet city?

If you think London is a phablet city, then clearly you haven't visited Hong Kong recently, where the Galaxy Note is about the smallest phone you are likely to see in the wild in significant numbers.

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iDevice ransomware stalks OZ, demands payoff

jonathanb
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I guess you should be looking for a website that is popular only in Australia and New Zealand rather than eBay.

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eBay slammed for daft post-hack password swap advice

jonathanb
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Re: ebay's password policy ...

Mine is ●●●●●●●●●●●●●●●.

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Don't snap SELFIES at the polls – it may screw up voting, says official

jonathanb
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Re: Doesn't matter anyway...

It is illegal for you to take a photo of your own completed ballot paper because someone could have bribed/threatened you to vote in a particular way.

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Microsoft walks into a bar. China screams: 'Eww is that Windows 8? GET OUT OF HERE'

jonathanb
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Re: Until they realised that it's much harder to pirate Windows 8....

If it is the only version you can buy, people will pirate an earlier version.

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