I do have a vote tomorrow, and I do not believe I am alone in taking much of what the politicians on all sides are saying with a large pinch of salt. The most recent proof of that is the outrageous "vows" (their word) to do this, that or the other, which have already been the subject of "oh really?" comments by back-benchers.
But in the IT and business world, if you were, say, looking at outsourcing your entire IT or moving it to the cloud, you'd look at the nature of the business, the outcomes you believe you and the business wish to achieve, the short term risk factors and the longer term likely outcomes, amongst other things. Unless you're very inexperienced, you would not go to two vendors, and believe their salesdroids when they tell you why your business is the very thing that's tailor-made for their offering, how they're losing on the deal, but it's worth the prestige to them, and all the other marketing-speak that lasts right up to the moment you sign on the dotted line. You have your own standards and your own views about how best to deliver IT, and you choose the model to fit.
I would suggest that many people are using such an approach to the referendum. We really have been discussing this in day-to-day situations, amongst each other for 2 years or more. There's clear understanding here that the referendum is a fork in the road, not a short-term political choice, and all this with a backdrop of party political promises which have a long and nasty record of being empty, especially in the Scottish context such as the 1979 referendum on devolution.
The issue is one of aspiration, not one that's amenable to totting up the pro's and cons. There's nothing unique in two countries that once were together re-establishing themselves, the Czech Republic and Slovakia being the most obvious that spring to mind. There's also no way anyone can claim that Scotland is not a productive enough country, even a rich one. And I think there are few who would claim that on Friday, in the event of a Yes vote, things will suddenly be different. In other words, if this comes about, it's not a unique change, but will be an expression of the will of the people regarding how they wish to be governed, Simple democracy, that's all.