'The only people hurt are insurance companies"..
Some idiot commented on the video that this is only harming the insurance companies. What a load of nonsense.
Firstly, an increase in claims will cause a small increase to everyones insurance premiums. As we all know, nearly all forms of insurance provide a discount based on you having no claims. If you claim on your insurance this year, you can bet that your renewal price is going to be much higher.
Aside from your renewal costs going up, insurance premiums in general will increase as the level of claims increase, so it will also affect other businesses.
Many insurance companies will exclude glass cover (ie. windows) after 3 or 4 claims. That may sound like a lot of claims but that's not per year, that's overall. If you have a business in a busy high street (especially anywhere near a drinking establishment) then you'll know it's not uncommon to have your business' windows damaged.
Aside from insurance costs, because of this damage, a lot of businesses will be closed for a certain amount of time. That means staff won't get paid and the store will lose money. It also means that I can't walk down the road and buy a fucking scart cable (I don't want one, but you get the idea).
So please, don't be so naive to believe that the only people being harmed are insurance companies.