And another one talking out of his arse.
I use Bluetooth audio at home and in my car, it *always* works and sounds great. My phone has been working continuously for the past several months. Last reboot was initiated by myself, an app was misbehaving (nothing to do with the phone, or the OS).
I use phone banking on an almost daily basis and the problems you describe simply don't happen.
I don't believe a word you're saying and I seriously doubt you actually ever owned or used a winphone.
I hate Apple, I love bashing them, but I stay away from topics I'm not 100% sure about and I do appreciate that some people love their devices (heck, I even advised my mom to get an Iphone, as I thought it would be the right device for her). Perhaps you should do the same?