Re: Except that...
""We have no police any more,"
Well there's around 130,000 people currently being paid as police officers, plus another 13,000 PCSOs. Over ten years that's a fairly minimal 3% reduction in real coppers, with the number of plastic plods rising by 12,000, so I'm not sure what your baseline is for "any more"."
Of course we still have police officers, but the actual rate at which they monitor for basic bad driving or dangerous vehicle maintenance is virtually nil. Even with the PCSOs and the Highways Agency (who I've never seen clear anything up, let alone quickly) there is virtually no enforcement of any law on the road.
Motorists jump traffic lights, ignore speed limits, use hand held mobile phones, fail to clear their windows before setting off, only have one head/brake light working, use their foglights in good visibility, fail to indicate, ignore double white lines, ignore double yellow lines.... and none of this is regularly detected or prosecuted by the judicial system (yes I know illegal parking is now "decriminalised").
Obviously not all of the above applies to all motorists all the time, but it doesn't take much of a journey to observe them all.
Currently the judicial system makes important what is easy to measure (speed), and ignores what is not (tailgating) - then they give such massive latitude against what is easy to measure (such that the police have told me that the speed camera just up the road from where I live is set to 37mph in a 30 zone that habitual speeding is practically encouraged.
This general laissex faire attitude towards driving, and the complete lack of any punishment if you ever do manage to get to the courts, means that bad driving isn't dealt with until you kill someone - and at that point the motorist was "unlucky".