There is: Muphry’s Law
(also known as Hartman's Law of Prescriptivist Retaliation): "any article or statement about correct grammar, punctuation, or spelling is bound to contain at least one eror".
3550 publicly visible posts • joined 6 Apr 2007
In the French 'Territoire d'Outre-mer' of St-Pierre-et-Miquelon (a couple of flyspecks in the mouth of the St Lawrence Seaway) iodide tablets have been issued. Well, if the 'nuage radioactif' reaches across the Pacific + North America to the point where such protective measures become necessary, I guess we can kiss goodbye to Los Angeles, San Francisco, Seattle, Vancouver, ...
http://www.20minutes.fr/article/689078/planete-nuage-radioactif-risque-t-on-france
Warning: '20 minutes' is roughly equivalent to 'Metro' in the UK, so take this story with a grain of salt (or iodine, if preferred).
Pity, you were doing quite well until your last paragraph
If there were anything I could do to help (rather than just get in the way), I'd be prepared to assist at my local nuke plant - knowing that I would be monitored for radiation exposure and taken out once I'd exceeded the safe limits (250mSv*, only permitted in situations where I would be contributing to saving a life). Meanwhile, due to the "slightly" (slightly!!) exaggerated statements from the press, people in desperate need because of a once in a millennium tectonic event are being deprived of supplies because drivers won't deliver to areas where they fear 'hazardous' levels of radiation.
Very few things in the real world are "absolutely safe" (as that BBC savant, Jonathan Dimbleby, kept asking on 'Any Questions' yesterday) - the sensible question is whether nuclear is safer (and/or less damaging to the environment) than other forms of energy production - to which the answer (on most bases) is 'yes' - 200 times safer (based on deaths per kWh) than wind power, for instance.
Xkcd (natch) has an excellent guide to radiation, here:
http://xkcd.com/radiation/
* this level of exposure probably (best estimates suggests) raises your lifetime cancer risk by 1 or 2% - but that risk is something like 20-25% to begin with.
Although the BBC have managed one decent, factual report (Radio 4 - Material World):
http://www.bbc.co.uk/programmes/b00zf4j5
While we're Beeb bashing - I believe they sent 40 (FORTY) additional reporters to Japan to cover the disaster (including the inevitable and utterly pointless Jim 'Air Miles' Naughtie, interviewing the Japanese ambassador to the UK 'live' from Tokyo). Well that's just what you need when you're trying to help people survive a once per millennium disaster - a couple of BBC film crews descending on you asking where they can find food, shelter, petrol, some dead bodies to film, etc.
Judging by the time of posting, you may well be in the US and so may not have heard of Aberfan - I suggest you Google it. More recently, in the UK we've had Buncefield (admittedly oil, not coal) and the earthquake/tsunami seems to have caused several refinery problems in Japan (they don't use coal, for geographic reasons) - although this hasn't generated much media coverage, probably because they can't write "IS THIS THE END OF THE WORLD?" headlines.
But I should stick to marketing, if I were you. You're clearly good at making up numbers.
Actual numbers from the IAEA web site (release timed 17 March 0115UTC, I can't find any later info): 0 dead, 2 missing (presumably dead), 13 seriously injured (including broken limbs), up to 5 with radiation exposure (one of which is said to be 'significant'). This is not to trivialise the position, but most injuries were caused by chemical explosions and we are looking at > 15,000 killed by the tsunami - anyone know how many may have died at the burning refinery?
The reactor buildings certainly present a sorry sight, but the cladding blown off the top (as it was designed to do, in order to reduce damage to the structural protection) gives no real indication of how damaged pumps etc may be.
Material World (one of the few programmes that justify the licence fee): "discusses the engineering design of nuclear reactors, the health implications from radiation exposure, the risk management and safety considerations of the siting of facilities to the likely impact on the world's nuclear industry. Guests include Professors Andrew Sherry and Richard Wakeford of the Dalton Nuclear Institute in Manchester, oncologist Professor Gerry Thomas of Imperial College, London, and Malcolm Grimston, a nuclear energy expert from Chatham House."
http://www.bbc.co.uk/programmes/b00zf4j5
They sound very much closer to Mr Page than the rest of the "OMG RAYDEEAYSHUN WE'RE ALL GOING TO DIE" media. Highlights include Prof Thomas claiming that the (cancer) effects of Chernobyl were far less than initially expected (principally thyroid cancers among young children living nearby on an iodine-poor diet and readily preventable by the use of iodide tablets)and the statement that US astronauts are permitted a career exposure of 2,500 mSv (although taken all at once, this would be close to a fatal dose).
"A company for carrying out an undertaking of great advantage, but nobody to know what it is."
Here we go again - plenty of short-term profit potential, but be sure to bail out before the bubble bursts. We used to be able to go a few decades between these bubbles - it appears that, with Internet time, we've shortened the cycle to a few years.
the IAEA are reporting a measurement of 400 *milli*Sv/hr "between units 3 and 4", while pointing out that this "is a local value at a single location and at a certain point in time". Anyone suffering continuous exposure at this level would become very ill within a few hours and have a lethal dose after 12 hours.
I'm hoping that the 8 mSV/hr figure is the 'real' one (for comparison, a commercial airline pilot could expect to receive 8mSv exposure during a year's normal flying).
My main system is Win7 dual boot between 32- and 64-bit. I find I spend 99% of my time in 32-bit mode. This is because:
* some older peripherals don't have 64-bit drivers
* I've never seen memory utilisation above 60% on a 3GB system
I suppose if multi-GB files are a requirement for you - but I refuse to believe an XL file can get that big, and RAW image files are a few 10s of MB. Video editing, maybe?
One significant difference between being an employee and being self-employed (whether via Schedule D or setting up a limited company) is that you can offset expenses against earnings, so items such as travel to the office are paid out of gross income. Now, in most European countries (France and Germany, not sure about others) ordinary employees can also offset travel costs. So your season ticket in France (which will cost << half what it does in the UK, to begin with) is paid for out of gross income. If employees want to complain about the unfairness of the tax system, I reckon this would be a good place to start (and it would encourage the use of public transport, and so tick the 'green' box as well).
And not just by Dominic T. To quote from the article : "It stopped one-man service companies paying themselves low wages, with limited National Insurance payments, but stonking share dividends, which do not attract NI payments."
The choice of whether to pay yourself dividends or salary (if you're the owner of a limited company) is unaffected by IR35 (and doesn't deliver the benefits that Dominic seems to think*). IR35 was intended to prevent people who are 'really' (in the eyes of HMRC, anyway) employees from masquerading as a company. If all (or most) of your earnings as a contractor come from a single source, then (under IR35) the Revenue can treat you as an employee and tax both you and your 'employer' accordingly.
* You can't simply set yourself up as a company and pay 20% tax on earnings of 100k. First, the company will pay ~20% corporation tax. Any dividends are then payable free of basic rate tax (as is the case for any dividends from shares that you may own) but are *still* liable to higher rate tax. So at the end of the process, unless there are other shareholders who can take a dividend and have no earnings that would take them above the higher rate threshold (e.g. a non-working spouse) you've saved a few percent in NI, but lost most of the benefits that it is intended (I know, I know, it's not hypothecated) to deliver such as unemployment benefit, retirement pension etc.
If you want to compare these two, then you'll need to specify which type of Scots. Official Scots as recognised on the Scottish Parliament website* is really Lallands - the Ayrshire speech in which Rabbie Burns wrote his "Poems in the Scottish _Dialect_" (my emphasis). But why insist on this version of 'Scots' as opposed to say Aberdonian or Midlothian (both closer to Geordie)?
* http://www.scottish.parliament.uk/vli/language/scots/index.htm
Linguistics lacks a clear distinction between the two - and the definition is often politically driven: "a language is a dialect with an army and a navy". If you want to be consistent, however, and you count Galician as a distinct language from either Portuguese or Castilian, then you would need to recognise Geordie or Scouse (say) as a separate language from English, which few people are willing to do.
Galician is helped to survive* because there are essentially no Castilian speakers who would fail to understand a monoglot Galician-speaker - this is very much not the case with Basque, for example.
* And because there's popular support for separate development, evidenced by the folks who go around spraying out the 'L' and the tilde in roadsigns for 'La Coruña'.
We 're talking about an expenses system for 650 people. While it might be a slight exaggeration to suggest that you could do that with a spreadsheet, if I couldn't deliver the system for < £1m pa and make at least a 40% margin on the deal, I'd quit IT.
Of course, I don't have to pay for the boxes at Wimbledon, Lords and Twickenham, plus dinners at Le Gavroche; so naturally I'll never get the business.
Chiltern Railways are a subsidiary of DB, as well as being the only UK rail operator run by railwaymen as opposed to beancounters - one of the reasons they deliver a far above average service (for the UK - it would be an execrable rip-off on most of the continent).
Mine's the anorak, ta.
I assume your doctorate isn't in statistics or a related discipline.
You're right that applying broad statistics to individuals doesn't work, and if you operated an insurance business on only 2 individuals you'd risk severe difficulties. But insurance companies insure large numbers of individuals and so the statistics are (almost) certain to work for them.
Just as when I toss a fair coin I know there's a 50% chance of heads - but on any individual toss I can't predict the outcome. If, however, I toss the coin a thousand times I know that it's (almost) certain that I will see between 400 and 600 heads. If I insure a thousand each (comparable) male and female car drivers, I will almost certainly pay out more in claims on the male drivers.
If you write an operating system (or any other 'app', probably) and decide to market it as Bloggsoft Windows, you should anticipate a call from Microsoft's lawyers PDQ. But they don't expect everyone else to stop using the word 'windows' to describe those glass-filled thingies that admit light into your house, or an area of a computer screen dedicated to a particular 'app' (even if the computer in question isn't running 'Windows').
Rob, you appear to be really interested in this topic - if so I would advise you to attend a statistics course and learn about Bayesian inference (easy to learn, much harder to understand). I repeat, there is no doubt that males experience more motor claims than equivalent females. The null hypothesis (that males and females experience the same rate of claims) is easily demonstrated to have much less than one in a billion chance of being correct. Your alternative suggestion of dividing the population by name into A-M and N-Z would just as easily be proven false.
Now, it's always possible to say "maybe there's a hidden variable - perhaps shoe size or length of hair is the real determinant" and (like any counterfactual) it's impossible to prove with 100% certainty that this isn't the case. But you can be sure that a whole lot of actuaries, who have to know a great deal about multi-variate analysis, have looked into such possibilities. After all, if you could find one that worked, you could make a lot of money by providing special rates for people with small shoe sizes or long hair.
But don't simply take my word for it. David Spiegelhalter* has written far more eloquently than I about the lunacy of this decision. Unfortunately, it's behind The Times's paywall:
http://www.thetimes.co.uk/tto/opinion/columnists/article2925741.ece
* Winton Professor of the Public Understanding of Risk at Cambridge
http://www.statslab.cam.ac.uk/Dept/People/Spiegelhalter/davids.html
Car insurers exist to make a profit - what, just like every other business then? Feel free to set up your own car insurance not-for-profit business if you like, be sure to let us know how you get on.
Back to reality, any extra premium charged to a higher risk group (eg males) can be used to reduce premiums to a lower risk group (eg females). There is no doubt that, as regards car insurance, males have more accidents than females. Note that this remains true even if we control for other factors - location, age, experience, etc. So gender is undoubtedly a provable risk factor in car insurance.
You state that "it is only equitable to (make extra charges) on a basis of factors one can reasonably influence, and which lead to a provable risk for the individual in that pool". I've disposed of the 'provable risk' argument, there remains the point that I can't (easily) change gender. But then I can't change my age, so is it equally inequitable to charge a 50-year old more for life assurance than a 20-year old (or vice versa if car insurance is the topic)?
* "Rio Bravo" 1959
Speaking as a lapsed actuary, I'm afraid you've missed the underlying concept of insurance, which is risk pooling. Even if it were possible to identify YOUR specific risk (which would involve far more detailed questioning than you'd like and probably cost more than the insurance itself) there'd be no point, since the premium charged would be equal to your claims (plus the cost of all that research). Instead, insurers divide people into groups on the basis of gender, age, location, occupation etc, and charge a correspondingly different rate for each group.
What the court is proposing might work where insurance is compulsory (eg cars, buying annuities), but will fail when it is optional (eg life cover, health). This is because the public aren't fools - if insurance is legally required to be offered at the same rate to everyone, those who judge they're at higher risk will tend to buy insurance, while those at lower risk won't. As a result, the insurer will either go bust or will have to charge a substantially higher rate to everyone. Big win for consumers there.
Your presumption is wrong, I have made no claim about harmful or beneficial effects of pornography. What I have said, although many seem incapable of reading or comprehension, is that I am not surprised that someone who makes a living from prostitution and pornographic writing would claim that pornography is not harmful. No doubt Richard Desmond could be called upon to second the motion.
Pornography: from Greek porne=prostitute, graphein=writing. So someone who claims to have been a prostitute* and then writes about it, isn't a pornographer (according to you). And I can't see that the number of irrelevant qualifications she holds have any bearing on the matter.
Utterly epic fail.
* You may want to look that up in a dictionary, too.
It sounds very much like Milton Friedman's 'four types of money' (with which I'm sure Tim is familiar):
"There are four ways in which you can spend money. You can spend your own money on yourself. When you do that, why then you really watch out what you’re doing, and you try to get the most for your money.
"Then you can spend your own money on somebody else. For example, I buy a birthday present for someone. Well, then I’m not so careful about the present, but I’m very careful about the cost.
"Then, I can spend somebody else’s money on myself. And if I spend somebody else’s money on myself, then I’m sure going to have a good lunch!
"Finally, I can spend somebody else’s money on somebody else. And if I spend somebody else’s money on somebody else, I’m not concerned about how much it is, and I’m not concerned about what I get. And that’s government. And that’s close to 40% of our national income."
Milton Friedman (1912-2006)
Yes, I've used it. It does require a modicum of intelligence (support the drive at the two shorter ends) and a little physical strength, but the end result is a V-shaped device from which it would be 'challenging' to recover any usable data. I've not actually tried it with SSDs, but I can't see why it wouldn't be equally effective (the casing is less robust, but you'd want to make sure you'd mangled each chip inside). For those lacking the physical strength (or intelligence), there are mechanical devices such as Bustadrive (Google it).
But ultimately the answer is physical destruction, for which a large number of solutions are available, up to and including shredding followed by liquidation. There's no real market for recycled SSDs (at least, I would never buy them), because the storage degrades with use.
So why fix it? COBOL* remains an effective, if somewhat prolix, language for capturing business logic; though probably not the best way to specify the layout of a web page. Anyway, a week's course ought to be more than enough to convert any competent Java or C# programmer - the only unique skill is searching for those pesky missing full stops (periods).
*Yes, I know the official style is to use lower case, but I prefer to capitalise my acronyms. (Although I suspect the choice of COBOL may have been influenced by the German word for 'Hell'.)
No, I haven't particularly noticed an increase in people carrying DSLRs - certainly for every one I see, I see 10 compacts. Maybe I don't get to the right 'events'. And if you're thinking of spending a grand on a body + a similar amount on lenses (hardly my idea of a mid-level system), I suggest that ElReg probably isn't the place to look for camera reviews - $deity knows there's no shortage of specialised camera sites.
I used to be a big fan of 35mm SLRs, with multiple bodies and lenses. Now I just take my compact superzoom. Maybe there's a few percent loss of quality, but I can have it with me all day without my back complaining about lugging a 6kg bag around with me.
and this model may look reasonably priced in comparison to the Leica and Hasselblad that cost as much as a luxury car, could we have some reviews of cameras that the typical Reg reader (most of whom, I guess, are not professional photographers) might be interested in buying?
When there was no (or very little) polar ice about for a couple of centuries. Did Polar Bears become extinct as a result? No they retreated to the land, where there was still plenty of ice. This was 'only' 1,000 years ago.
A climate model that predicts a global meltdown based on the loss of Arctic ice cover is demonstrably incorrect, since it contradicts the historical record.