Re: So funny :-)
Smaller insurance quotes? That won't happen.
I've been buying car insurance for rather more decades thatn I'd like to admit to...
My premium has always been about £350, whatever car I own, whatever cover I select. Except for last year's policy which was about £240.
I have only ever made one claim on my insurance - that was in the year before my last renewal. And this year, where I haven't made a claim, my renewal is back to £350...
I am convinced that car insurance companies are simply insane.
 I'm ignoring my classic policy, which was for a very restricted mileage.
 My choice of vehicle and cover has changed somewhat over the years, and to some exent has been influenced by what I can afford. but you'd be amazed how that really doesn't correlate...
 I had a split in my windscreen. Don't know how it happened, but I got a new one for £80. Which was nice.