I also dispise the no win no fee stupid claims culture, but isn't it a result of the previous version where someone with a legitimate claim due to corporate indifference would be fobbed off for years before having to take a derisory farthing from the corporate insurers.

If you fall over and bump your arse on something obvious thats your fault IMHO, if you're injured by say falling masonry from a building that has been in a dangerous state for months and nothing was done, then prehaps taking a large wad of cash off the idiots responsible may open their eyes.