If I steal someone's money, whether I "have enough to pay them back" or not doesn't matter: I go to jail for stealing.

I don't have much hands on (ahem) experience of this but it';s the way6 i understand things. Using a phone bill or a glass cutter or a deft hand in the back pocket: theft is theft.

Bless are the brass necked, for they shall inherit the earth, eh?