Reverse scam

This leads me to a reverse scam idea; dress up in a hoody wearing clothes unlike your own, take a quick trip to another town - the further away the better - and mozy on up to a cash point, enter your card and pin, withdraw as much as you can, and go home.

Then a week later, phone up your bank, and claim it wasn't you! With the security of chip and pin looking a little shakier as time goes on, they'll have to take these serious!

AC, for obvious reasons.